There are many different asset-backed investments open to the individual investor. Each type has own specific risks, benefits and taxation treatment.
Investments
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The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
There are various deposit-based investment vehicles available in the marketplace. Many customers will have money on deposit either with a bank or building society.
Find out more about why ISA's are tax efficient investment options
A platform brings together your investments and pensions online, allowing you to view them in one place – a bit like online banking.
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Firmus said it had made the decision due to "recent market volatility and prevailing market conditions".